REAL ESTATE TIP
"May Title Naman." Safe na Ba Bilhin?
One of the most common questions we hear from property buyers is:
"Sir, may title naman ang property. Safe na ba bilhin?"
The short answer? Not always.
A land title is an important document—but it is not a guarantee that the property is free from issues. Before you invest your hard-earned money, proper due diligence is essential.
Here are a few things every buyer should verify:
Is the title authentic and verified with the Registry of Deeds?
Is the seller the registered owner or properly authorized to sell?
Are there annotations such as a mortgage, adverse claim, or court case?
Is the property free from estate or ownership issues?
Does the actual property match the title?
Is there legal access or a right of way?
If only a portion is being sold, has it been properly subdivided?
Remember: A property can have a title and still have problems.
That's why it's important to look beyond the title itself. A careful review of the documents, ownership history, tax records, and the property's actual condition can help you avoid costly mistakes.
At Samuel O. Lao & Associates (SOLA), we help buyers make informed decisions through our Document Pre-Screening & Red Flag Check—a preliminary review designed to identify potential issues before you reserve or pay.
Thinking of buying a property? Let us help you review it first.
Samuel O. Lao & Associates (SOLA)
Beyond Selling — We Help Build, Protect, and Position Investments.
Disclaimer: This post is for general real estate education only and should not be considered legal advice. For legal concerns, please consult a qualified lawyer or the appropriate government agency.
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