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What To Do If Your Land Title or Important Property Documents Are Lost or Damaged After a Calamity

Posted on Sat, Nov 15, 2025 1:49 PM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

What To Do If Your Land Title or Important Property Documents Are Lost or Damaged After a Calamity Free Guidance for Affected Families in Cebu One of the most stressful things that happens after a typhoon or earthquake is discovering that important documents — including your land title — were soaked, washed away, burned, or torn. If this happened to you, please know: It is mo...

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What To Do If Your Land Title or Important Property Documents Are Lost or Damaged After a Calamity

Posted on Sat, Nov 15, 2025 1:43 PM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

What To Do If Your Land Title or Important Property Documents Are Lost or Damaged After a Calamity Free Guidance for Affected Families in Cebu One of the most stressful things that happens after a typhoon or earthquake is discovering that important documents — including your land title — were soaked, washed away, burned, or torn. If this happened to you, please know: It is mo...

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Real Estate Myth #1: “You Need to Be Rich to Start Investing

Posted on Fri, Sep 26, 2025 9:32 AM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

Real Estate Myth #1: “You Need to Be Rich to Start Investing” The Myth Many Filipinos believe that real estate is only for millionaires. The common thought is: “Kailangan may milyon ka muna bago ka makabili ng property.” Because of this, countless opportunities slip away. The Reality In the Philippines today, you don’t need to be rich to start investing...

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What Exactly Is a Pre-Selling Property? (And Why Smart Buyers Choose It Early)

Posted on Fri, Sep 19, 2025 9:50 AM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

What Exactly Is a Pre-Selling Property? (And Why Smart Buyers Choose It Early) When you hear developers or brokers talk about “pre-selling,” it simply means the property is being sold before it is completed — sometimes while still under construction, or even at the blueprint stage. Why do developers do this? It helps them fund the project while giving early buyers the...

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The 100-10-20-70 Abundance Formula: Fund Your Future—and a Real-Estate Side Hustle

Posted on Thu, Sep 4, 2025 10:48 AM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

The 100-10-20-70 Abundance Formula: Fund Your Future—and a Real-Estate Side Hustle By: Realtor Samuel Ortega Lao What if you could grow your income, give generously, and still build assets—without feeling “kulpit” about spending? That’s the promise of Bo Sanchez’s Abundance Formula: Earn 100% → Give 10% → Invest 20% → Live on 70%. Below i...

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Top 10 Deal Breakers in Closing Resale Properties (Philippines)

Posted on Fri, Aug 29, 2025 2:47 PM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

Top 10 Deal Breakers in Closing Resale Properties (Philippines) By: Realtor Samuel O. Lao 1. Incomplete or Problematic Property Title Missing titles, errors in names, annotations of liens, adverse claims, or pending cases can delay or cancel a sale entirely. 2. Unsettled Real Property Taxes (RPT) or Estate Tax Many resale properties have unpaid real estate taxes or estate taxes (if...

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