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From โ‚ฑ0 to Your First Deal: The Beginnerโ€™s Playbook

“From โ‚ฑ0 to Your First Deal: The Beginner’s Playbook” By: Realtor Samuel Ortega Lao Want to start in real estate but feel stuck because of capital, confidence, or confusion? Here’s a simple, no-jargon path you can follow to land your first cash-flowing deal—without getting overwhelmed. Why real estate (still) works Cash flow today, appreciation tomorrow. R...

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Make Your Property Pay You Twice: Monthly Cash Flow + Instant Value

Make Your Property Pay You Twice: Monthly Cash Flow + Instant Value By: Realtor Samuel O. Lao, REB If your rentals aren’t paying you every month and making your asset more valuable, you’re leaving money on the table. The winning mindset is simple: cash flow first—then use better operations to force appreciation. What Cash Flow Really Is (And Why It’s Everything)...

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PAALALA SA PUBLIKO LALO NA SA CONTRACTORS AT SUPPLIERS

PAALALA SA PUBLIKO LALO NA SA CONTRACTORS AT SUPPLIERS. Ang mga sumusunod ay mahigpit na paalala sa publiko, lalo na sa mga private contractors at suppliers: -Walang sinuman, pribadong indibidwal o empleyado man ng #DHSUD, ang binibigyang pahintulot na makipag-transaksyon kanino man patungkol sa pagtatayo ng mga proyekto sa ilalim ng Expanded Pambansang Pabahay para sa Pilipino (#4PH) Program....

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Why Property Buyers Must Do Due Diligence Before Buying a Property in the Philippines

Why Property Buyers Must Do Due Diligence Before Buying a Property in the Philippines By: Realtor Samuel Lao Buying real estate is one of the biggest financial decisions a person can make—and in the Philippines, it’s also one of the riskiest if you skip the due diligence process. Too many buyers jump into deals because of attractive prices or smooth-talking sellers, only to d...

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Memorial Lot Investments in Cebu: Growing Demand and Stable Returns in 2025

Memorial Lot Investments in Cebu: Growing Demand and Stable Returns in 2025 By Realtor Samuel Lao When people think of real estate, they often imagine condos, residential homes, or commercial buildings. But in 2025, a growing number of investors are looking at a quieter—but highly profitable—niche: memorial lots. In Cebu, memorial parks are expanding rapidly—and so is de...

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Have No Retirement Fund? Itโ€™s Not Too Late to Start Earning Now

Have No Retirement Fund? It’s Not Too Late to Start Earning Now Many hardworking Filipinos retire with little to no savings. Some rely solely on SSS. Others depend on their children. But with rising living costs and health needs, it’s often not enough. If you're nearing retirement—or already retired—and wondering: “How can I still earn without star...

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