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Real Estate Q and A Blog

Posted on Mon, Jun 8, 2026 9:37 AM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

𝗤&𝗔 𝗕𝗟𝗢𝗚 – 𝗥𝗘𝗔𝗟 𝗘𝗦𝗧𝗔𝗧𝗘 𝗠𝗔𝗬 𝗘𝗖𝗔𝗥 𝗡𝗔 𝗔𝗡𝗚 𝗘𝗝𝗦, 𝗕𝗔𝗞𝗜𝗧 𝗞𝗔𝗜𝗟𝗔𝗡𝗚𝗔𝗡 𝗣𝗔 𝗦𝗔 𝗥𝗘𝗚𝗜𝗦𝗧𝗥𝗬 𝗢𝗙 𝗗𝗘𝗘𝗗𝗦? Question: Sir, kung ang Extrajudicial Settlement of Estate / EJS ay may eCAR na from BIR, bakit kailangan pa pumunta sa Registry of Deeds? May bayad pa ba doon? Answer: Yes, kailangan pa rin pumunta sa Registry of Deeds dahil ang eCAR is not yet the new title. Ang eCAR ay dokumento mula...

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ESTATE TAX ON YOUR BANK SAVINGS

Posted on Fri, Jun 5, 2026 10:08 AM by SAMUEL O. LAO, REB, MM-REM in Tips and Advice

𝗤𝗨𝗘𝗦𝗧𝗜𝗢𝗡: 𝗪𝗛𝗔𝗧 𝗜𝗙 𝗕𝗔𝗡𝗞 𝗦𝗔𝗩𝗜𝗡𝗚𝗦 𝗢𝗡𝗟𝗬 𝗔𝗡𝗚 𝗡𝗔𝗜𝗪𝗔𝗡 𝗡𝗚 𝗗𝗘𝗖𝗘𝗔𝗦𝗘𝗗? 𝗠𝗔𝗬 𝗘𝗦𝗧𝗔𝗧𝗘 𝗧𝗔𝗫 𝗣𝗔 𝗕𝗔? Thank you for this very practical question. Many families think that estate tax applies only when the deceased person left land, house, condominium, or other real properties. But the truth is, 𝗯𝗮𝗻𝗸 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗯𝗮𝗻𝗸 𝗱𝗲𝗽𝗼𝘀𝗶𝘁𝘀 may also form part of the estate of the deceased person. So yes, even if bank sav...

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MP Coffee Corporation has officially broken ground at CDM

Posted on Tue, Jun 2, 2026 11:24 AM by SAMUEL O. LAO, REB, MM-REM in Business News

MP Coffee Corp. has officially broken ground at #CDM! This marks yet another exciting milestone in CDM’s continued growth as a vibrant destination for lifestyle, community, and everyday experiences by the coast. Present at yesterday’s groundbreaking ceremony were Former Senator Manny Pacquiao, Hon. Vice Mayor Tommy Osmena, Hon. Bimbong Megio, First Vice President and Head of Fi...

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PAG IBIG HOUSING LOAN NOW UP TO 10M PESOS

Posted on Thu, May 28, 2026 10:27 AM by SAMUEL O. LAO, REB, MM-REM in PAG-IBIG HDMF

𝗣𝗔𝗚-𝗜𝗕𝗜𝗚 𝗛𝗢𝗨𝗦𝗜𝗡𝗚 𝗟𝗢𝗔𝗡 𝗡𝗢𝗪 𝗨𝗣 𝗧𝗢 ₱𝟭𝟬𝗠 — 𝗕𝗨𝗧 𝗖𝗔𝗡 𝗬𝗢𝗨 𝗥𝗘𝗔𝗟𝗟𝗬 𝗤𝗨𝗔𝗟𝗜𝗙𝗬? Good news for Filipino homebuyers, OFWs, employees, professionals, and families planning to buy their dream home. Pag-IBIG Fund has reportedly increased its maximum housing loan limit from ₱6 million to ₱10 million to help more qualified members access affordable long-term home financing. This is a big development, e...

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Paalala sa Publiko

Posted on Tue, May 26, 2026 9:43 AM by SAMUEL O. LAO, REB, MM-REM in PAG-IBIG HDMF

Pag-IBIG Acquired Assets na hanap mo, nandito na! Luzon | Visayas | Mindanao PAALALA sa PUBLIKO WALANG ACCREDITED BROKER o AHENTE ang Pag-IBIG Fund sa ACQUIRED ASSETS. Maging maingat at mapanuri! Ang mga transaksyon patungkol sa pagbili or pagsali sa public bidding ng Pag-IBIG Acquired Assets ay maaari lamang gawin sa loob ng aming mga tanggapan at sa aming official website. I-repo...

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Southern Cebu Is Quietly Positioning for Something Bigger

Posted on Fri, May 22, 2026 9:44 AM by SAMUEL O. LAO, REB, MM-REM in Real Estate News

Infrastructure growth is no longer concentrated in Cebu City alone. A major multi-hub development is now being planned in Naga City following the signing of a Memorandum of Understanding between the Cebu Provincial Government and MTD Philippines Inc.. The proposed development includes: Satellite Provincial Government Center Sports & Economic Hub Food Security Center And wh...

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